BBIN真人

银行花式吸储: 存钱送现金券 封顶8888元

2019-09-24 17:21:29 来源:BBIN真人_bbin体育真人平台-官网APP下载 作者: 彭 妍 责任编辑: 风华 字号: T|T
摘要】调查中发现,今年揽储不同以往。最大变化在于,银行未推出较高预期收益率的理财产品,与“送油、送米”等传统优惠方式也有所不同,部分银行开始用大额现金券代替常规礼包。

  JIMOYIZHI,GEDAYINXINGJIAJINLANCHUBUFA。

BBIN真人  BUGUO,《ZHENGQUANRIBAO》JIZHEZAIDIAOCHAZHONGFAXIAN,JINNIANLANCHUBUTONGYIWANG。ZUIDABIANHUAZAIYU,YINXINGWEITUICHUJIAOGAOYUQISHOUYILVDELICAICHANPIN,YU“SONGYOU、SONGMI”DENGCHUANTONGYOUHUIFANGSHIYEYOUSUOBUTONG,BUFENYINXINGKAISHIYONGDAEXIANJINQUANDAITICHANGGUILIBAO。QIZHONG,XINZENGZICHANBAIWANDEKEHUZUIGAOKEFAN8888YUANXIANJINQUAN。

  “DANGQIANLIUDONGXINGSHOUJIN,ZICHANTOUFANGLIDUJIADA,FUZHAIDUANZIJINJINZHANG,LANCHUYALIJIAODA。GEDAYINXINGDOUZAIJUJIAO,TONGGUOKEHUZIJINDELILVJINGXIHUAGUANLI,JIANGDIFUZHAIZIJINCHENGBEN。YINCI,JIEGOUXINGCUNKUANHELICAICHANPINSHOUYILVDAFUYAJIANG。”JIAOTONGYINXINGYANJIUYUAN、XIZEYANJIUYUANGAOJIYANJIUYUANDENGYUZAIJIESHOU《ZHENGQUANRIBAO》JIZHECAIFANGSHIBIAOSHI。

BBIN真人  DENGYURENWEI,WEILAIYINXINGYINGJIEZHUJINRONGKEJI、DISANFANGQUDAOJIJITUOZHANZHIFUJIESUANLAIYUAN,JIANGCHANGJINGJINRONGRONGRUCUNKUANYINGXIAO,JIADALIDUJIANGHUOQIDICHENGBENFUZHAIYINJINRUXING。TONGSHI,YINGJIAKUAITUIJINKEHUFENCENGFENLEIGUANLI,YOUHUACUNKUANZIJINJIEGOU,JIANQUANCHUXU、TONGYE、GUOJIHEDUIGONGDENGCUNKUANLILVDINGJIAJIZHI。

  “最土豪银行”

  送储户现金券8888元

  《ZHENGQUANRIBAO》JIZHEZOUFANGBEIJINGDIQUDUOGEYINXINGWANGDIANHOUFAXIAN,GUFENZHISHANGYEYINXINGDE“XICHU”JIJIXINGGENGGAO,BUSHAOYINXINGGENGSHIZHIJIE“ZA”CHUXIANJINQUAN。

  YIYIJIAGUFENZHISHANGYEYINXINGWEILI,9YUEDIZHIQIAN,KEHUZHUANRUXINGWAIZIJINGOUMAIGAIXINGZHIDINGCHANPIN,RUGUOZICHANGUIMODADAOYIDINGYAOQIU,JIUKEHUODESHAOZEBAIYUAN、DUOZEJINWANYUANDEWEIXINZHIFUTONGYONGQUAN。ZICHANGUIMOYUEDA,ZENGSONGJINEYUEGAO,ZUIGAOKEZENGSONG8888YUANTONGYONGQUAN。

  GAIYINXINGDEKEHUJINGLIGAOSU《ZHENGQUANRIBAO》JIZHE: “YOUYUJINNIANZONGXINGZHUYAOCEZHONGKEHUDEJINRONGZICHAN,SUOYIJIADA‘SONGLI’LIDU。YIWANGZHISHIZENGSONGSHENGHUOYONGPIN,JINNIANZHIJIESONGXIANJINQUAN。”

  CHULE“SONGLI”、FANXIANJINQUANDENGHUODONG,BUFENYINXINGHAISHANGDIAOCUNKUANLILV,YIGAOLIXIXIYINYONGHUCUNKUAN。

BBIN真人  “HUODONGQIJIAN,KAITONGEQIANBAOCONGTAXINGKAZHUANJIN1WANYUAN,JIKEXIANGSHOUSHANGFU1.4BEIDECUNKUANCHANPIN。SHANGFUZHIHOU,1NIANQICUNKUANCHANPINDELILVWEI2.1%,2NIANQIDELILVWEI2.94%,3NIANQIDELILVWEI3.85%。PUTONGDINGQICUNKUANCHANPINLILVZHISHANGFU1.2BEI,SHANGFUHOUDE1NIANQI、2NIANQI、3NIANQIDECUNKUANCHANPINLILVFENBIEWEI1.8%、2.52%、3.3%。”YIJIAGUOYOUDAXINGBEIJINGWANGDIANDELICAIJINGLICHENG,CHULESHANGDIAOCUNKUANCHANPINDELILVWAI,MUQIANDAOJUTAIBANLIBAOBENLEICHANPIN,JIKEHUOYIFENLIPIN。YOUYUBAOBENXINGLICAICHANPINHEBUBAOBENLICAICHANPINSHOUYILVXIANGCHABUDA,HENDUOKEHUGENGPIANHAOZHEILEIBAOBENCHANPIN。

BBIN真人  LINGWAI,KAIHUSONGLI、ZICHANTISHENGYESHIYINXINGZUICHANGJIANDEXIYINKEHUCUNQIANDESHOUFAZHIYI。“DUIYUXINKAIKAKEHUYIJIZICHANTISHENGDEKEHU,JUNKEXIANGSHOUHAOLI。TONGSHI,DUIYUTUIJIANKEHU,YEJIYUBUTONGJINEDEYOUHUIQUAN,TUIJIANRENSHUYUEDUO,XIANGSHOUXIANJINQUANDEJINEYUEGAO,ZUIGAOKEDASHANGQIANYUAN。”YIJIAGUFENZHIYINXINGDEKEHUJINGLIXIANG《ZHENGQUANRIBAO》JIZHEJIESHAOCHENG。

  亟待拓展吸储渠道

  增强资金流动性

BBIN真人  WEILETUOKUANLANCHUQUDAO,BUFENYINXINGJIEZHUHULIANWANGJINRONGPINGTAIXIAOSHOUCUNKUAN。ERHULIANWANGPINGTAIYETONGGUODAILIYINXINGCUNKUANCHANPINDEXIAOSHOU,FENGFUPINGTAIDECHANPINXIANHEHUOYUEDU。

  JINRI,《ZHENGQUANRIBAO》JIZHEDUIDUOJIAHULIANWANGJINRONGXIAOSHOUPINGTAIJINXINGSHULIHOUFAXIAN,YIXIEHULIANWANGJINRONGPINGTAIZHENDUIGEBIECHANPINFAFANGJIAXIQUAN,TUICHU“XISHANGJIAXI”FANGSHI,YIXIYINGENGDUODETOUZIZHE。HAIYOUPINGTAITUICHULEXINYONGKAQUAN、JIJINQUAN、XINRENHONGBAO、ZHIFUJIANGLIJINDENGHUODONG。LIRU,YIJIAHULIANWANGJINRONGPINGTAITUICHUYIKUAN6GEYUECUNKUANCHANPIN,5WANYUANQICUN,CUNKUANNIANLILVWEI3.98%,ZAIDIEJIA0.32%DEPINGTAIBUTIESHOUYILV,ZUIGAOKEHUODENIANHUA4.3%DECUNKUANSHOUYI。

  JINNIANYILAI,ZAIJIANGUANQUYAN、LICAISHOUYIXIANGJINGZHIHUAZHUANXINGBEIJINGXIA,JIANGUANBUMENCHUTAIDUOXIANGZHENGCE,YINDAOYINXINGJIANGDIFUZHAIDUANCHENGBEN。

BBIN真人  WEIJIAQIANGCUNKUANLILVGUANLI,YANGXINGJINQIXIANGGEFENZHIJIGOUJIZHUYAOJINRONGJIGOUYINFALE《ZHONGGUORENMINYINXINGGUANYUJIAQIANGCUNKUANLILVGUANLIDETONGZHI》,ZHIDAOSHICHANGLILVDINGJIAZILVJIZHIJIAQIANGCUNKUANLILVZILVGUANLI,BAOKUOJIANGJIEGOUXINGCUNKUANBAODISHOUYILVNARUZILVGUANLIFANWEI,QIANGDIAOJIXUZHENGGAIDINGQICUNKUANTIQIANZHIQUKAODANGJIXIDENGBUGUIFANCUNKUANCHANPINDENG。

  《ZHENGQUANRIBAO》JIZHELEJIEDAO,DUOJIAYINXINGDINGQICUNKUANJUNBUZAIZHICHIKAODANGJIXI,TIQIANZHIQUANZHAOHUOQICUNKUANLILVJISUAN。ZAIDISANFANGPINGTAISHANG,DUOSHUZHONGXIAOYINXINGKAODANGJIXILEI“ZHINENGCUNKUAN”YEYINANMIZONGJI。

BBIN真人  YINQIJIANGUANBUMENZHONGSHIDEBUZHISHIDINGQICUNKUANCHANPIN。2019NIAN10YUEFEN,YINBAOJIANHUIFABU《GUANYUJINYIBUGUIFANSHANGYEYINXINGJIEGOUXINGCUNKUANYEWUDETONGZHI》,DUIJIEGOUXINGCUNKUANDEYEWUKAIBANZIZHI、JIANGUANXIZE、XIAOSHOUGUANLIDENGZUOCHUGUIFAN,QIANGDIAO“BUDEFAXINGSHOUYIYUSHIJICHENGDANFENGXIANBUXIANGPIPEIDEJIEGOUXINGCUNKUAN”。

  ZAI“GAOXILANCHU”QUDAOZHUBUBEIDUSHANGHOU,RUHETUOZHANXICHUQUDAO、SHEJICHUANGXINCHANPIN、ZENGQIANGZIJINLIUDONGXINGCHENGWEIYINXINGJIDAIJIEJUEDENANTI。

  MINSHENGYINXINGSHOUXIYANJIUYUANWENBINZAIJIESHOU《ZHENGQUANRIBAO》JIZHECAIFANGSHIBIAOSHI,JINNIANYILAIYINXINGLICAISHOUYILV、JIEGOUXINGCUNKUANDELILVMINGXIANHUILUO,ZHUYAOYOULIANGGEYUANYIN。YISHIYOUYUSHICHANGLILVXIAJIANG,YIGUSHOUTOUZIWEIZHUDELICAISHOUYILVYEXIAJIANG。ERSHIZAIYANGXINGHUOBIZHENGCEYINDAOXIA,JINNIANYINXINGJIJIZHUDONGDIRANGLIYUSHITIJINGJI,SUIZHESHIJIDAIKUANLILVXIAJIANG,YINXINGYEZHUDONGXIADIAOCUNKUANLILV。

  ZAIWENBINKANLAI,YINXINGRUHETUOKUANFUZHAILAIYUAN、JIANGDIZIJINCHENGBENYIJINGHENPOQIE,ZAIJUJIAOZHUYEDETONGSHI,SHENGENGSHICHANGHEKEHU,WEIKEHUTIGONGGENGHAODEJINRONGBBINZHENREN,XIYINGENGDUOKEHUDEZIJIN。CIWAI,TONGYEZHIJIANYAOJIJIFASHOUDAECUNDAN,YIHUODEZHANGQIWENDINGFUZHAI。ZHEIXIECUOSHIDOUYOULIYUZHONGXIAOYINXINGJINYIBUWENDINGZIJINLAIYUAN,JIANGDIZIJINCHENGBEN。(PENG YAN)

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